What You Get:

• Quick and easy to apply with no credit checks
• A bank account with guaranteed acceptance that’s open to everyone*
• One-to-one Account Manager and secure Internet banking
• No hidden bank charges and you won’t incur any overdraft fees
• We’ll give you your own Prepaid MasterCard® card so you can control your spending

Make a fresh start with the cardonebanking account

The cardonebanking account is open to everyone and it’s quick and easy to apply. If you’re like so many people and find yourself constantly going overdrawn, then we can help. NO CREDIT CHECKS cardonebanking is a secure banking facility that’s hassle free. You won’t be charged bounced payment fees or incur any overdraft fees.

We’ll give you peace of mind that all your regular outgoings are taken care of by our Account Management Team.

What You Get:

• Sortcode and account number
• Prepaid MasterCard® Card
• Online account access

Online Banking

An online banking facility also makes monitoring your account easier. You can view balances, check transaction history and even print off statements 24 hours a day, 7 days a week.

Automated Telephone Banking

Our new automated telephone banking service allows you to check you balance, load your card and also activate your new cards automatically and within seconds.

Mobile Banking

You are able to access your account on the move using our Mobile Banking service, checking your balance and loading funds to your MasterCard just by simply sending a text message (SMS).

You can also speak to a customer account manager in our customer contact centre for account information and for answers to any queries you may have.

How It Works

No one should be excluded or pre-judged when it comes to personal banking.

We certainly won’t turn you away due to any aspect of your previous financial history. We understand that managing personal financial commitments is challenging and that’s where we can help. NO CREDIT CHECKS cardonebanking provides a hassle free managed banking facility. We can help to ensure all your regular bills are taken care of.

Pay in at a bank or Post Office branch

We’ve teamed up with a leading high street bank to allow you to pay in cash and cheques at any of their branches. All you have to do is take your cash and cheques to your nearest branch and pay in using your pre-printed GIRO slips into the Rapid deposit box. Rest assured your money is held in trust at Natwest Bank, and is protected by the FSCS for your full deposit amount.

You can now also pay in cash at any branch of the Post Office using your own personal barcode. Simply download and print your barcode, take your cash and your bar code to any Post Office branch and pay your money in over the counter. Unfortunately you are unable to pay in cheques using the facility at the Post Office. Cash paid into your account via Post Office branches will be credited to your billing account within 2 working days, please see terms & conditions for charges associated with this service.

Account Manager

Talk openly to an account manager. They are available to give you sound advice on your banking facility. They’ll help take the stress out of managing those monthly bills. Simply tell your advisor what needs to be paid and they’ll do the rest. They’ll set up all the necessary standing orders and regular payments from your account to ensure you’ll never incur any more costly overdraft or bounced payment fees.

Managing Your Spending

After all of your bills are taken care of, the remaining balance from your wages can be moved to your Prepaid MasterCard® card. This process can be automated once the account is setup, using your online account management centre to create “rules”. These rules tell the system what percentage of your wages should be placed in your bills account or on your Prepaid MasterCard® card as spends. You will be able to manage these rules yourself to match your requirements. We will help you with this when you call to activate the account. The Prepaid MasterCard® card works in a similar way to a Pay As You Go mobile phone top-up card, but has the convenience and functionality of a debit card.

Confused? Don’t be. This means your cash is safe and you can carry on with day-to-day spending using your cardone Prepaid MasterCard® with no risks of accidently going overdrawn.